Fee Structure
effective 3/1/09, subject to change without notice.
ATM or Visa Debit Card
no fee to open, your card is valid for a two-year period
$5.00 replacement fee first time for card or PIN (lost or damaged).
$10.00 replacement fee each time thereafter
ATM/Debit Transactions
our ATM's (Credit Union vestibule, Reeve Memorial Union, Clow) no limit,
no fee
other ATM's/TYME: six free per month; $1.00 fee for each thereafter
Debit/Point of sale; no fee
ATM, ACH, or Share Draft (checking account)
NSF/overdrafts
$7.50 fee to transfer from another account
$27.50 per overdraft per item
Deposit Return Items
$10.00 per item
Share Draft Accounts
no fee to open
no minimum balance requirements
IRA Account Transfer/Closing
$25 per account
Automatic Overdraft Protection
$7.50 per transfer
Phone Transfers
$1.00 each
Stop Payment
$20.00 per item
Close Share Draft Account/or Reopen within 30 days
$30.00
Copy of a Draft
$3.00 each
Share account balance below minimum
$5.00 per month
Dormant Account
$1.00 per month
American Express Travelers Checks
regular checks are $1.00 per $100.00
checks for two are $2.00 per $100.00
Gift checks are $2.50 each
Statement Copies
$2.00 each
Account Reconciliation
One free hour first time
Thereafter $15.00 per hour or fraction thereof
Wire Transfers (Please request wiring instructions prior to placing order)
$15.00 for incoming wires
$15.00 for outgoing wires
International wires - presently $50.00 - call for current rate.
Mail Return
$5.00 fee per occurrence
Service of Legal Service/Legal Levy
$37.50 per service
Money Orders/Corporate Checks
$1.00 each
Non-negotiable Item Deposit
$10.00 each
Check/Draft Presentment/Exchange
$20.00 per item
Other Fees
no fee to open | 
